Starting your home search is exciting, but without a clear plan, it can quickly feel overwhelming. As a Chicago realtor, I’ve seen how a little preparation can save buyers time, money, and stress — and lead to a home that truly fits their life.

Here’s a simple, proven framework to get you started:

1. Define Your Budget

Your budget sets the stage for every decision that follows. This means looking beyond just your down payment and monthly mortgage to include taxes, insurance, and potential maintenance costs. In Chicago, taxes and association fees can vary widely from neighborhood to neighborhood — so having a clear financial range keeps you focused and confident.

💡 Pro Tip: If you plan to buy soon, get preapproved with a lender. It not only clarifies your price range but also strengthens your offer when you find the right home, showing sellers you’re ready and able to move forward.

2. Prioritize Your Must-Haves

Think about your lifestyle, now and in the future. Do you need space for a home office? A private outdoor area? Parking? Distinguishing “must-haves” from “nice-to-haves” will help you recognize the right home when you see it, without getting distracted by extras that don’t truly serve your needs.

💡 Pro Tip: Make two lists, one for “must-haves” and one for “wants.” Share them with your realtor so they can focus your search and avoid showing homes that don’t meet your core needs.

3. Research Neighborhoods

Chicago is a city of neighborhoods, each with its own personality. Take time to explore them — in person if you can. Walk the streets, visit local shops, test your commute, and see how the area feels at different times of day. This step often clarifies your priorities in unexpected ways.

💡 Pro Tip: Use a mix of tools — neighborhood Facebook groups, crime maps, school ratings, and local business reviews — to get a realistic sense of the community beyond what’s in the listing description.

4. Plan Your Viewing Strategy

With your budget, must-haves, and preferred neighborhoods in mind, create a plan for your home tours. Seeing too many homes in a single day can blur details, while spacing them too far apart can stall momentum. Your goal is to balance efficiency with clarity — and to take great notes and photos during each visit.

💡 Pro Tip: Preview online listings before scheduling in-person tours. This filters out properties that don’t match your expectations, saving you time and energy.

5. Connect With Your Realtor

Your realtor isn’t just there to unlock doors — they’re your advocate, strategist, and market guide. Share your goals, timeline, and non-negotiables with them early. The more your agent understands your vision, the better they can filter options and protect your interests.

💡 Pro Tip: Communication is key. Decide how you’ll stay in touch — text, email, phone — and keep your agent updated on any changes in your search criteria.

The Bottom Line

Finding the right home in Chicago is part preparation, part opportunity. With these five steps, you’ll walk into the process with clarity and confidence — ready to spot the right property when it appears.

If you’re considering a move, I’d be happy to talk about your goals and help you start your search the right way.